Kawartha Lakes Homes under $400,000

Kawartha Lakes Homes under $400,000

Welcome to Kawartha Lakes, Ontario – a hidden gem that beautifully marries serene natural landscapes with vibrant community living. Nestled in the heart of Ontario, Kawartha Lakes is renowned for its stunning lakes, lush forests, and charming small-town atmosphere, making it the perfect retreat for nature lovers and families alike.

This picturesque region is dotted with quaint towns, each offering its own unique charm and character. Residents enjoy a laid-back lifestyle, with an abundance of outdoor activities available year-round. From boating and fishing in the summer to snowmobiling and ice fishing in the winter, Kawartha Lakes is a haven for those who appreciate the great outdoors.

One of the most appealing aspects of Kawartha Lakes is the real estate market. For those looking to find their dream home without breaking the bank, there are plenty of options available under $400,000. Whether you’re a first-time homebuyer, a retiree seeking a peaceful retreat, or an investor looking for rental opportunities, you’ll find a variety of charming homes that cater to your needs and budget.

From cozy bungalows to quaint cottages, the properties in Kawartha Lakes offer a warm embrace of comfort and style. With the backdrop of stunning natural beauty and a close-knit community, it’s no wonder that many are choosing to call this enchanting region home.

Explore the possibilities of owning a piece of Kawartha Lakes today, and embrace a lifestyle that celebrates both tranquility and adventure!

Newest Kawartha Lakes Homes under $400,000

167 Main Street, Kawartha Lakes
$379,900
2 Beds ⋅ 1 Baths ⋅ X14028514 MLS
This is a tidy, cute and cozy bungalow located in Central Bobcaygeon. It has 2 bedrooms, 1x4pc bath, kitchen, living/dining room with a walk out to a deck with private backyard. It has been freshly painted and ready for quick possession. It's a Must See!

167 Main Street, Kawartha Lakes
115 Mary Street W Unit 24, Kawartha Lakes
$399,900
2 Beds ⋅ 2 Baths ⋅ X14019446 MLS
Welcome to Unit #24 at 115 Mary St W, Lindsay! Perfectly suited to first-time buyers and downsizers, this beautifully maintained end-unit raised bungalow condominium offers completely turnkey and maintenance free living with affordable monthly maintenance fees ($345.30/mo).Tastefully updated over the past several years, the home features renovated bathrooms, updated interior doors, refreshed kitchen countertops and backsplash, and a heat pump providing efficient dual heating and air conditioning for year-round comfort. One of the few units in the complex to offer this sought after upgrade. The lower level includes a spacious primary bedroom with ample closet space and two large windows, along with a generous second bedroom, laundry, and a full bathroom with a glass walk-in shower. Outside, the low-maintenance composite deck and beautiful gazebo, complete with privacy shades, provide the perfect place to relax and unwind. With two dedicated parking spaces, thoughtful updates throughout, and a convenient location close to all of Lindsay's amenities with easy access to Highway 7/35 for commuters, this move-in-ready home offers an exceptional blend of comfort, convenience, and carefree condominium living.

115 Mary Street W Unit 24, Kawartha Lakes
16 Vista Drive, Kawartha Lakes
$374,900
2 Beds ⋅ 2 Baths ⋅ X14019050 MLS
Welcome to this charming home nestled in the peaceful community of Joy Vista Estates, a welcoming neighbourhood known for its friendly atmosphere and picturesque country-like setting. Offering a comfortable and functional layout, this home is ideal for those seeking easy, relaxed living in a tranquil environment.A covered front porch provides the perfect spot to unwind and enjoy the surrounding scenery before stepping inside to a bright and spacious living room with a large picture window that fills the space with natural light. The adjoining dining area creates an inviting setting for everyday living and entertaining.The galley-style kitchen features abundant cupboard space, a stylish backsplash, and a double sink overlooking the backyard, allowing you to enjoy the outdoor views while preparing meals. Conveniently located laundry is tucked away in a closet for added practicality.The cozy family room is sure to become a favourite gathering space, complete with a propane fireplace, large windows, and French doors leading to the backyard, creating a seamless indoor-outdoor connection.The spacious primary bedroom offers a large double closet and a private 3-piece ensuite with a stand-up shower. A second bedroom features a double closet and large window, while the separate sitting room provides a versatile space that could be used as a reading room, hobby space, home office, or den, complete with its own storage closet. Adding to the home's appeal is the attached garage, offering one parking space plus a spacious workshop, ideal for hobbies, storage, or tackling your next project. Enjoy the lifestyle of Joy Vista Estates, located just minutes from Lindsay. Residents have access to the clubhouse, outdoor pool, and a variety of social activities. The monthly land lease of $771.00 includes property tax, water, and use of the community amenities!

16 Vista Drive, Kawartha Lakes
230 Lake Dalrymple Road Unit 20, Kawartha Lakes
$315,000
3 Beds ⋅ 1 Baths ⋅ X13877588 MLS
Opportunity is Knocking! Here is 4 season income property! In summer, the resort handles the bookings through website bookings. This unit is fully booked for July and August and is popular with repeat guests You can sit back and collect. Rent it out in winter and set your own price and remember that Lake Dalrymple offers famous year round fishing. Also in winter and summer there is access to the Carden Plain for skiing, bird watching and hikes. There is an Electricity meter for winter renters(2023) Sunsets are fabulous, always bring a camera. At times we catch the Northern lights. Many families book for next year in advance and are regular visitors and it becomes a family tradition . This cottage also has its own Hi speed Internet. Among the many improvements, since 2019, there is a newer metal roof newer windows(25 year warranty) and doors,.. New front deck ia 2022 New soffits eaves troughs with covers and down spouts and 2 rain barrels.........The crawl space is over improved with 3 foot block, special rubber matting. There is power. extra plugs and a heater. It is dry, spray foamed and has a back up sump pump which has never been required. Home has a Generac generator with a house hook up,with a separate back up electric panel. The resort is kid friendly, offering a playground, a private beach which is swimmable and shallow at the shore out to about 5 feet. There are boats to rent and a dock comes wih the cottage for your own boat. Bathroom and kitchen were renovated in 2022.Two outdoor sheds are included for storage. Simply bring your essentials and enjoy life at Dalrymple

230 Lake Dalrymple Road Unit 20, Kawartha Lakes
4982 Monck Road, Kawartha Lakes
$394,900
4 Beds ⋅ 1 Baths ⋅ X13875834 MLS
Enjoy the charm of village living in this lovely four-bedroom bungalow, set on a large lot with an apple tree and room to garden, play or simply relax outdoors. Within walking distance of town, this inviting home offers a large kitchen, living room and dining room, providing comfortable spaces for everyday living and gathering with family and friends. The unfinished basement is ideal for storage, while updates to the roof, windows and furnace add to the home's appeal. Located in the lovely village of Kinmount, you'll enjoy a community rich in local heritage and outdoor recreation. Explore the Victoria Rail Trail, spend time beside the Burnt River at Austin Sawmill Heritage Park, visit the seasonal farmers' market or enjoy a movie at the distinctive Highlands Cinemas. A sweet bungalow with space inside and out, ready for you to make it your own.

4982 Monck Road, Kawartha Lakes
77 McGuire Beach Road, Kawartha Lakes
$239,900
2 Beds ⋅ 1 Baths ⋅ X13866870 MLS
Peaceful waterfront setting with this charming 2-bedroom 3 season bungalow offering an affordable opportunity to enjoy life on the water. Situated on an inlet just off the Trent-Severn Canal System leading into Canal Lake. Set on a generous 75' x 205' lease lot through Parks Canada, this well-maintained property combines tranquility, privacy, and beautiful natural surroundings. Inside, the home features an open-concept kitchen and living area with easy-care laminate flooring throughout. The exterior is equally low maintenance with durable vinyl siding and a steel roof, making this an ideal seasonal retreat. Enjoy your morning coffee on the 6' x 12' front deck or relax on the spacious 8.5' x 26' rear deck overlooking the yard and view of he water. A private dock at the shoreline provides direct access for boating, fishing, and exploring the renowned Trent Canal System. The area is rich with wildlife and natural beauty, creating the perfect escape from city life. Additional features include a drilled well, holding tank, and a highly affordable Parks Canada lease currently at $2,775 annually on a 5-year term (attached). Conveniently located just minutes from the historic Kirkfield Lift Locks, A rare chance to own an affordable waterfront getaway in a truly picturesque location. approximately 20 minutes to Beaverton or 90 minutes from the GTA.

77 McGuire Beach Road, Kawartha Lakes
4 Heritage Way Unit 303, Kawartha Lakes
$249,800
1 Beds ⋅ 1 Baths ⋅ X13866326 MLS
Welcome to Maple Grove East, a well-maintained condominium community in the heart of Lindsay. This bright and inviting 1-bedroom, 1-bathroom condo offers approximately 752 sq. ft. of comfortable living space and is ideal for retirees, downsizers, or those seeking a low-maintenance lifestyle. The spacious living and dining area features a large picture window that fills the home with natural light, while the functional kitchen offers a convenient pass-through to the dining area. The generous primary bedroom includes a walk-in closet and easy access to the 4-piece bath. Enjoy the convenience of in-suite laundry with additional storage space, as well as an exclusive underground parking space and storage locker. Residents of 4 Heritage Way enjoy access to excellent building amenities, including an outdoor pool, exercise room, guest suites, recreation room, visitor parking, and common BBQ areas. Condo fees include water, building insurance, common elements, and parking. Conveniently located close to shopping, restaurants, parks, recreation facilities, transit, and Ross Memorial Hospital. A fantastic opportunity to enjoy carefree condo living in a desirable Lindsay location.

4 Heritage Way Unit 303, Kawartha Lakes
76 Long Beach Road, Kawartha Lakes
$345,900
3 Beds ⋅ 1 Baths ⋅ X13866246 MLS
Welcome to Cameron! Situated on a generous 0.72-acre lot, this 3-bedroom, 1.5-storey home offers an excellent opportunity for buyers looking for space, privacy and potential, all just 15 minutes from Lindsay. The main floor features a welcoming foyer, kitchen, living room and enclosed porch, while the second level offers three bedrooms and a 4-piece bathroom. A walkout leads to the unfinished basement, providing plenty of room for storage. A major highlight is the detached two-car garage/shop, measuring approximately 11.81m x 8.81m x 3.63m, offering substantial space for vehicles, hobbies, a workshop or additional storage. The durable steel roof adds further peace of mind. Set in a convenient location with easy access to Lindsay and surrounding communities, this property offers the space and flexibility to make it your own. Whether you're looking for your first home, a project with potential, or a property with room to spread out, this one is worth a look.

76 Long Beach Road, Kawartha Lakes
2 Alexander Avenue, Kawartha Lakes
$389,900
3 Beds ⋅ 1 Baths ⋅ X13866190 MLS
Searching for an affordable, low-maintenance starter home? Ready to downsize to a peaceful community? Dreaming of lakeside living without the high costs and taxes? And would you love to be surrounded by great neighbours? Then 2 Alexander Ave in Kennedy Bay is worth a look. Enjoy deeded access to Sturgeon Lake, a beautiful park just steps away, and a nearby boat launch and marina. This charming 3-bedroom, 1-bath home is exceptionally well maintained and full of character. A heat pump provides year-round comfort, while the propane fireplace adds extra warmth during the colder months. In summer, relax among the lovely gardens, unwind on the covered front porch, or entertain in the side-yard tiki hut. Much of the property is fully fenced, offering added privacy and space for pets. A detached garage and storage shed provide plenty of room for your belongings. With so much to offer, 2 Alexander Ave is a property you won't want to miss.

2 Alexander Avenue, Kawartha Lakes
63 William Street N, Kawartha Lakes
$399,900
3 Beds ⋅ 2 Baths ⋅ X13842962 MLS
Tastefully updated century townhome in the heart of Lindsay, blending timeless character with thoughtful modern improvements. The main floor features an open-concept living and dining area with impressive 10-foot ceilings, refinished original oak flooring, a fully renovated kitchen (2024), and an updated powder room. Upstairs, you'll find three spacious bedrooms and a 4-piece bathroom, all enhanced by high ceilings and abundant natural light flowing through the original wood-frame windows, which have been exceptionally well maintained. Major updates include a new steel roof (2024), updated washer and dryer (2022), refreshed backyard patio stones, a gravel driveway, and a natural gas BBQ hookup. Enjoy the covered front porch and low-maintenance pollinator garden with native plants, while the basement provides excellent storage and convenient laundry access. Ideally located within easy walking distance of downtown Lindsay's shops, restaurants, and the Scugog River, this inviting townhome offers low-maintenance living, low heating and hydro costs, and the character of a beautifully cared-for century home.

63 William Street N, Kawartha Lakes
74 Adelaide Street S, Kawartha Lakes
$399,900
6 Beds ⋅ 2 Baths ⋅ X13839832 MLS
Discover this charming detached retreat in the heart of Lindsay, On.-where character meets modern versatility. A standout feature is the massive 194ft deep backyard. Long enough for a soccer match, lush gardens, or the potential to add a garage or garden suite. A private oasis rarely found so close to urban amenities. Step into a home designed for both warmth and functionality. Enclosed side entry-the perfect "mudroom" for busy lives. This modernized eat-in kitchen serves as the heart of the residence, flooded with natural light. With 5 bedrooms plus a versatile bonus room overlooking the massive backyard-the layout offers endless possibilities-perfect for a home office, 6th Bedroom, a vibrant playroom, or a cozy guest suite. Durable, seamless laminate flooring throughout the home. Two full bathrooms (one on each level) easily caters to a busy household or multi-tenant living. Whether you are looking for a family home or a strategic investment for student rental income, this property delivers the best of both worlds. A yard this size offers incredible potential for a Garden Suite or detached Garage/ADU conversion (subject to municipal approval), allowing you to potentially double your rental streams on a single property. Within walking distance to Fleming College. Minutes to grocery stores, Lindsay Square Mall, Kawartha skate park and the iconic Lindsay Drive-In. some photos have been digitally staged, size & color untouched.

74 Adelaide Street S, Kawartha Lakes
73 Lindsay Street N, Kawartha Lakes
$369,900
2 Beds ⋅ 1 Baths ⋅ X13838790 MLS
Affordable, comfortable and ready to enjoy, 73 Lindsay Street North is a terrific opportunity for first-time buyers, downsizers or investors. This well-kept North Lindsay home offers efficient main-floor living with two bedrooms (with potential for a third), four-piece bath and a full unfinished basement. Freshly painted throughout the home, recent improvements include an updated kitchen, new mudroom flooring and mechanicals of updated electrical panel and furnace. Step outside to a new deck overlooking the fenced backyard, with your own gated access leading directly into Rivera Park and the Scugog River corridor - perfect for a riverside stroll or picnic. A generous insulated double garage/shop and newly graveled driveway add plenty of practical appeal, all within easy reach of downtown Lindsay, shopping and commuter routes.

73 Lindsay Street N, Kawartha Lakes
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